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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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100% SOLD!
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Welcome to Fourth Avenue Residences !
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🍀 Fourth Avenue Residences 🍀 !

🔥 100% SOLD! 🔥

📍Sheltered Link to Sixth Avenue MRT
📍Low Quantum & PSF for Prime D10
📍Within 1km of RGPS

1️⃣ Bedroom (474-517sqft)
From $1,295,320 ($2,603 psf)

2⃣ Bedroom (646sqft)
SOLD OUT!!

2⃣ Bedroom Premium (689-721sqft)
SOLD OUT!!!

3⃣ Bedroom (915-969sqft)
SOLD OUT!!!

3⃣ Bedroom + Study (1076-1119sqft)
SOLD OUT!!!

4⃣ Bedroom + Study (1475-1485sqft)
SOLD OUT!!!